Thursday, July 29, 2010

Excellent Repayment Rates

Lately, things have been quiet here at the Gringo house (Mike, Dan and Pat’s house/ UMF HQ). Yet, although we don’t have piles of loan applications and lists of fertilizer distributions piling up everywhere, lots of exciting stuff is going on around here.

This week is our third round of loan collection meetings and so far it seems our selection process has paid off. One of my daily jobs is to enter in all the loan repayments. Entering numbers into an excel sheet may sound like a boring task, and it usually can be rather tedious. However, it’s turned out to be kind of fun to follow the results of the daily village meetings. We selected farmers based on their need for a loan and their level of responsibility. So far, the farmers have come through and proven that they do take these loans seriously and are very responsible. Of the 118 farmers, we’ve had less than $3 in late interest- and all late interest has been paid in full by the next meeting. What’s even more encouraging than the on-time payments is that farmers have been paying early! Right now is a time when these impoverished farmers have the least money. For this reason, they are only expected to pay interest now and later. During the harvest when they have more money, they will pay the capital. Instead of waiting until harvesting season though, many farmers have started to pay off their capital early. One farmer paid six times as much was due.

We’re excited. It seems the farmers are excited and I hope you are all excited too about how successful the loan repayments have been. Let’s hope this is just the beginning of many successful loan cycles!

Just keeping you posted,

Malia

8 comments:

  1. will be 9:00 p.m. before you return home. As you at long last discover yourself situated under a heap of bundles on the transport, you start to fantasize about having an auto. Not any more taking the transport or train. check cashing

    ReplyDelete
  2. This is a urgent stride as your credit report may and most likely will contain a few incorrect and deprecatory data. It is a known certainty that more than 90 percent of credit reports contain some kind of lapse or wrong data. This can run from wrong contact or advance data to disdainful obligation information that ought to be evacuated as it is more established than 7 years. car title loans

    ReplyDelete
  3. Expanding quantities of auto advance seekers are keeping the credit market buzzing. Banks expect the business for auto credits to become further with more individuals throwing out their old autos and deciding on new autos. There are different credit offers in the business that you will discover powerful. cash advance

    ReplyDelete
  4. A standout amongst the most critical things I advise individuals is that you must have the capacity to relinquish things that you cherish for things that you know are essential. For example, rather than getting bluetooth so you can converse with your companions and tell what you just bought from Hollister, you ought to get an auto that has a completely prepared air sack framework. payday loans chicago

    ReplyDelete
  5. Be that as it may, in the event that you have to take an auto advance, and take around four years to reimburse it, then the auto ought to in any event stay utilitarian for that timeframe. check cashing san-diego

    ReplyDelete
  6. Studi finlandesi mostrano che un sacco di sesso può aiutare a prevenire la disfunzione erettile. il rapporto sessuale regolare può ridurre al minimo la probabilità di un uomo di sviluppare disfunzione erettile. L'attività sessuale sarà sostenere la conservazione della funzione erettile di serie su tutta la linea. Inoltre, questo è il rimedio più semplice e veloce per il disturbo erettile. impotenza giovanile cause

    ReplyDelete
  7. In primo luogo la A3 è stata chiusa al traffico accatastato fuori dal traghetto e nei segni di deviazione scuri erano o non visto di perdere. Abbiamo un cerchio Portsmouth insieme ad altri automobilista per un po ', poi il sat.nav calci e ci siamo diretti a nord. il curriculum perfetto

    ReplyDelete
  8. Whatever budgetary projects you get into either in the present or the future will be to a great extent dictated by your financial record. Private understudy advance union joins every one of your advances into a solitary credit program, empowering you to make your installments on time

    find own mobile number idea ussd code

    ReplyDelete