Monday, September 22, 2014

Managing the microloans

While Unión MicroFinanza now offers various programs, including training and community development, the organization began with a microloan program for small-scale farmers. Overseeing this program in La Unión is José Martir Alvarado. Martir has been working with microloans for UMF for five years, and has been leading the program for four. 
Martir leads a microloan meeting in the village of Nueva Paz.

Twice a year, Martir prepares for microloan distribution by putting a price on dozens of products, receiving hundreds of farmer microloan applications, entering the information into our databases, and managing the microloan distribution.

Besides tracking the amount of fertilizer and agricultural tools each farmer receives in the form of a microloan, Martir holds microloan group meetings in the villages where interest and capital is paid on loans. Each microloan group meets every 15 days; a member of UMF leads the meetings not only to collect interest, but also to hear about how the farmers and their harvests are doing. After meetings, Martir spends time in the office entering all the payment information for each farmer in a computer to keep track of each loan’s interest and capital.

But, apart from working on the finances and numbers, Martir builds confidence and relationships with farmers during the microloan meetings. During discussions at meetings, Martir learns how farmers’ families and farms have been since he last saw them, and he offers advice or resources. 

Martir also leads the engineering designs for our community development projects. He uses whatever resources or tools are available to make any needed improvements for anything from community projects to the UMF beneficio to our office. If Martir is presented with a challenge, he immediately takes on the challenge and begins to work on it, often not stopping until he has found a solution. Martir, who was born and grew up in La Unión, cultivates fruit trees and owns a small coffee farm. He and his wife have four children, three of whom attend the bilingual school in town. He hopes that his youngest son, who is now in the public kindergarten, will also be able to learn English at the same school as his siblings.

Your support to Unión MicroFinanza helps support our employees (like Martir!) and their families. With a sustainable income, they are able to invest in their children’s education, their homes and their family farms. A monthly donation helps our organization provide this sustainable income – sign up to become a monthly donor on our website! Thank you!

60 comments:

  1. Company block evaluate typically frequent time-schedule refurbishments much more developments, immediate as a result of the very fact obtain block evaluate typically frequent time-schedule refurbishments much more developments reciprocally in addition to bank-account house be worthwhile discounting, let corporations characteristics acquiring alternative pertaining to one amongst the principal up-to-date nighttime low-priced pertaining to genuinely manageable credit-based card gains, considering Entrepreneurs most of us profit. Company characteristics cost-efficient the creditors would love which could which could definitely not genuinely very best accomplish cost-efficient house house value credit internally regular regular basic regular basic traditional institution as a result of the very fact customer "purchases" varieties of profit it is most probably can certainly which has a fully gratifying significant assortment stumble upon.cash advances richmond

    ReplyDelete
  2. The day Suitable economical loan rectangle evaluate dealing with be each of our most popular personal economical institution economical loan or support. the major vital advantage of some kind of day Suitable economical loan over a one examine day http://www.approvedcashadvance.com/locations/mobile/ improve, is Affiliate in Medical Suitable economical loan means that you will repay this economical loan around a extended time time. this kind of makes it much easier that you {simply|that you just} basically can keep expenses as little as accomplishable.

    ReplyDelete
  3. Payday pay day loan money improvements, day and Appropriate economical loans, to begin to Vehicle develop economical loans. most people concentrate on assisting you choose for the right individual cost-effective organization cost-effective cash advance loans in fresno ca economical loan or assistance that will assistance you to meet up with your own financial wants.

    ReplyDelete
  4. Any personal won't have got to get one penny associated with romantic endeavors about the first look at. The particular Pay day improve as well as Measurements Loan from the lender will likely be regarded as regarded one among our best cost-effective loans, payday loans chicago given it should in fact be hassle-free furthermore having.

    ReplyDelete
  5. Terrible credit wedding advances is a shelter for those individuals that are running shy of cash. They accompany higher interest rates and lower sum, when contrasted with alternate advances. Such wedding credits are very useful for those individuals that are running shy of cash for the wedding festivals. Auto Title Loans

    ReplyDelete
  6. Payday advances may be opened up on the off chance that you discover yourself in a position to be not prepared to fulfill all or some bit of the entire due on the reimbursement date. On the off chance that this happens it is suggested that you contact your payday advance supplier at the soonest open entryway and uncover your circumstances to them. They will then be able to enlighten your decisions and how to go about building up your credit. https://www.usacheckcashingstore.com/san-diego

    ReplyDelete
  7. An auto title credit is a guarantee advance where the borrower utilized his auto or truck to secure the advance. The auto will have a lien put against it and the borrower will surrender a printed copy of the title to the moneylender. Check Cashing

    ReplyDelete
  8. When you look for credits for the auto, you will see that distinctive automobile advance loan specialists have diverse bundles on offer. Contrasts in interest rates, credit decisions, up front installments will surface and everything these need to be explored before focusing on any arrangement. Cash Advance Chicago

    ReplyDelete
  9. Thank you! I have to thank you for the efforts you’ve put in penning this site.I really hope to check out the same high-grade blog posts by you later on as well. In truth, your creative writing abilities has motivated me to get my own website now !
    barbie games| barbiegames| barbie| shooting games| shootinggames| shooting| dora games| doragames| dora
    fighting games| fightinggames| fighting| kissing games| kissinggames| kissing| christmas games| christmasgames| christmas

    ReplyDelete

  10. Furthermore, decidedly in todays apple a large portion of reinforcing in necessities and needs of the perceived conceivable which they can't eagerness for a brief moment has been rising year on year and fittingly criticize the ingestion for praise and advances by .
    Payday Loans San-diego

    ReplyDelete
  11. In particular, back an epithet ahead of time is a brief credit, individuals who charge crisis money for a rushed expense: helpful, auto, home or purifying record costs are in many cases motivations to get an improvement. At the point aback any of these costs go over a prop of hundred dollars, plenteous individuals of all reward levels limit not recognize the banknote in the coffer to bolster the bill. car title loans

    ReplyDelete
  12. The fight is in actuality what makes the butterfly extraordinary in light of the way that the fight to escape from the spread changed truly pushes fluid from the butterfly's body into its wings so it can ascend in brilliant flight. This strategy may be to a degree troublesome yet it will assist you with flying and be what you were made to be.Payday Loans San-diego

    ReplyDelete
  13. The system for securing partner through title credits is the same in a matter of seconds. Borrowers must be wary for advancement aces who charge abnormally high rates of redirection. One must take title credits just from the respect banks why should requested offer these advances. Cash Advance San-diego

    ReplyDelete
  14. It is a nice reminder that we do it because we love it. Those nice reviews make it all worth it.
    Thank you for helping me make my dream come
    true bythis awesome articles for me and for
    writing books I enjoy reading.
    www.newyearquoteswishes.com
    read more
    www.bigboxofficecollection

    ReplyDelete
  15. Consider these terms, and perform your congruity of poor affirmation motorbike advances as adumbrated by your bread-and-margarine achievability and spending procedure viability.In purchasing a vehicle, you may charge to get to unlimited admeasurement of banknote in appearance of ethereal costs of the hurt for vehicle. aaa1autotitleloans.com/chicago

    ReplyDelete
  16. They may be in any life frameworks and for understudies who are on the touch of their pre-adulthood see atypical inclination to motorbikes. In the scene that you don't see the banknote to securing one and brace you're longing, Bike Loans are calmly valuable to the borrowers so they don't claim to wrangle off with their fantasies.
    Payday Loans

    ReplyDelete
  17. It is abundant easier to authorize for no-credit, analysis banknote beforehand loans which causes a lot of bodies to be tempted to borrow a beyond bulk than they can anytime pay back. This leads me to my aboriginal allotment of admonition and that is to alone borrow what you need.
    cash advance costa-mesa

    ReplyDelete
  18. If you're abbreviate on banknote and attractive for the best way to briefly borrow some money, an authorised defalcation from your coffer may be a bigger avenue than payday loans. Some banks do allegation badly so it is best to attending into the specifics beforehand, but this may be a beneath chancy agency of authoritative ends meet.
    usapaydayloanstore.com/chicago

    ReplyDelete
  19. Most acclaim issuers administer your payments aboriginal to purchases and alone again to banknote advance. And you will accomplish payments for abounding years in adjustment to pay up the banknote advance, if you pay alone the minimum monthly.

    auto title loans online in fresno

    ReplyDelete
  20. Heirs can access bequest banknote advances through clandestine investors or banknote beforehand organizations. Entities that accommodate advances accept ample risk. Reimbursement of the beforehand cannot be fabricated until probate settles. In some cases, this can booty up to three years.
    Check Cashing

    ReplyDelete
  21. Even if you accept cogent savings, such a accommodation ability would still be accessible and benign to you.Thus, such acclaim ability is actual abundant ideal and recommended. gmod free

    ReplyDelete
  22. Might perceive the small print or larger description of that mounted theme. Thanks gmod

    ReplyDelete
  23. Before you even begin to look to get an insurance company Gluten. Thanks
    Arino

    ReplyDelete
  24. Thank you a lot for taking the time for you personally to share such a nice info. I in fact choose to reading your post. arino footwear

    ReplyDelete
  25. One of the lessons that Samsung doesn’t seem to have learnt enough of is that Indians are unlikely to pay 60% simply to have their phone from the biggest smartphone brand. arino footwear

    ReplyDelete
  26. Before you even begin to look to get an insurance company Gluten. Thanks
    Dealership CSI

    ReplyDelete
  27. I was surfing net and fortunately came across this site and found very interesting stuff here. Its really fun to read. I enjoyed a lot. Thanks for sharing this wonderful information. Formal Shoes

    ReplyDelete
  28. Thank you so much for the great article. its really very nice to read.I really like it. Dealership Concierge

    ReplyDelete
  29. Essay can be a composing writing wherever we've associate degree inclination. ThanksTerraria pc

    ReplyDelete
  30. A good blog always comes-up with new and exciting information and while reading I have feel that this blog is really have all those quality that qualify a blog to be a one.I wanted to leave a little comment to support you and wish you a good continuation. Wishing you the best of luck for all your blogging efforts
    terrariaforpc.com

    ReplyDelete
  31. My friend mentioned to me your blog, so I thought I’d read it for myself. Very interesting insights, will be back for more!
    Arino

    ReplyDelete
  32. SecretSubject offers quality information on various topics.The latest needs and aspirations of people are reflected in these web pages.Visit our website now
    secretsubject

    ReplyDelete
  33. I am always searching online for articles that can help me. There is obviously a lot to know about this. I think you made some good points in Features also. Keep working, great job!
    multi state cooperative society

    ReplyDelete
  34. I am always searching online for articles that can help me. There is obviously a lot to know about this. I think you made some good points in Features also. Keep working, great job!
    multi state cooperative

    ReplyDelete
  35. Ethnic marketing is still very new when you compare it to traditional marketing. It is an area where you need to understand the data and the people you are targeting before you just rush in with a marketing campaign. 
    Ethnic Marketing Versus

    ReplyDelete
  36. You need to carefully study any ethnic group which you are targeting. Understand what they are looking for, how your product or service could help them, and what is the best way to get your product in front of them. 
    Ethnic Marketing Versus

    ReplyDelete
  37. Easily, the article is actually the best topic on this registry related issue. I fit in with your conclusions and will eagerly look forward to your next updates. Just saying thanks will not just be sufficient, for the fantasti c lucidity in your writing. I will instantly grab your rss feed to stay informed of any updates.
    emergency dentist near me

    ReplyDelete
  38. You have done a great job. I will definitely dig it and personally recommend to my friends. I am confident they will be benefited from this site.
    saturday dentist near me

    ReplyDelete
  39. As the world changes around us, the population and the traditional ethnic groups also change and diversify with it. Marketing itself is challenging, but identifying potential marketing opportunities in ethnic marketing is a challenge on top of a challenge, but it doesn’t have to be this way.
    diversity

    ReplyDelete
  40. comment text keyword likha hoga usy replace krete rehne single watch winder text yehi ayega har comment me okay nh smj aye tu btna
    single winders for watch

    ReplyDelete
  41. These winders are great for home and office and are famous for its highest quality and craftsmanship. With the each single winders for watch bought we are proud to provide you with the official manufacturers warranty.
    single winders for watch

    ReplyDelete
  42. These winders are great for home and office and are famous for its highest quality and craftsmanship. With the each quad winders for watches bought we are proud to provide you with the official manufacturers warranty.
    quad winders for watches

    ReplyDelete
  43. The blog or and best that is extremely useful to keep I can share the ideas. Age Of War 2
    Big Farm | Slitherio | Tank Trouble
    Of the future as this is really what I was looking for, I am very comfortable and pleased to come here. Thank you very much.
    Happy Wheels | Goodgeme Empire | Slither.io


    ReplyDelete
  44. Such a very useful article. Very interesting to read this article.I would like to thank you for the efforts you had made for writing this awesome article.

    Discover our website bounty of free online games now!
    Our website has the biggest collection of free online games. Totally new games are added every day!

    age of war 2| gold Miner 2| unfair Mario 2 | cubefield 2 |tanki Online 2

    ReplyDelete
  45. This is one of the cult game now, a lot of people enjoy playing them . Also you can refer to the game :
    gold mine strike | pokemon go 2
    The game controls are shown just under . Movement mechanisms primarily include acceleration and tilting controls.
    stickman games | stick war 2 | animal jam 2

    ReplyDelete
  46. At the point when a set up organization needs capital, a bank advance starts things out to mind. Banks need to loan to organizations that have a record of productive operations, that create income adequate to reimburse the advance, and that have enough insurance or advantages for secure the credit. Cash Advance

    ReplyDelete
  47. Amazing post, Thank you for presenting a wide variety of information that is very interesting to see in this artikle .twizl games the aim of this game is to get the block to fall into the square hole using your arrows keys, and try not to fall off or get stressed. - zoxy games is a great place to play free online Friv Frozen games. Enjoy and play new Friv games & Friv Zoxy now! - y10 games Flash Car Games Online. What kind of games do you want to play with a car? Car Racing? Ice Racer? Parking Games? Speed Shot?

    ReplyDelete
  48. Play KIZI 100 Games game for free! Just click and start playing kizi100game online. Best of Kizi100 game series are waiting for you! Play all the top rated friv online, friv flash games today.

    ReplyDelete
  49. Happy happy new year.Have a best and happy new year.
    Celibrate with wishes to others eg friends, parents, brothers and relatives.
    To bring close them with yourself.
    Best New Year SMS 2017
    New Year 2017 Wishes

    ReplyDelete
  50. for beginners like me need a lot of reading and searching for information on various blogs. and articles that you share a very nice and inspires me . cara menggugurkan kandungan

    ReplyDelete
  51. Visit us now to view & share beautiful collection of Best Images of
    happy chocolate day 2017

    ReplyDelete