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| Adonil and Gilberto |
Jose Adonil Tejada came to La Unión on
Friday to pick up his microloan of fertilizer for his coffee farm. Last year,
Adonil received a loan from UMF to purchase a corn mill to grind corn into
flour for his family and the community of La Ceibita, where he lives. In the
year since he was able to buy this mill, he has paid off the loan and has
secured a small but steady income for his family from the mill.
Besides receiving money from other families
using the mill, Adonil’s family saves money by being able to use their own mill
instead of paying to use another. Currently, they have an average of four
people from the community coming to use the mill each day. The price Adonil
charges others to use the mill depends on how much corn they bring, but he said
the average is about 3 lempiras per person. This means the family earns about
12 lempiras per day from the mill.
Twelve lempiras is about $0.60, which
doesn’t seem like much. However, many families in the La Unión region live on
less than $2 per day. To receive an extra income of 360 lempiras (about $18)
per month is no small thing, especially if a member of the family needs medical
care, new clothes or school supplies. In addition to this income, Adonil’s
family saves about 90 lempiras per month by having their own corn mill, making
their total income/savings 450 lempiras (about $22.50) per month.
Adonil has not had to spend anything on the
mill for repairs because he and his family perform simple maintenance to care
for it. They make sure water does not fall into the motor, and they clean the
mill immediately after grinding corn. They also clean the band of the motor and
use resin on it to keep it on track.
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